Saturday, December 29, 2012

Are You Considering Bankruptcy?

If you are struggling under a mountain of debt, and there looks to be no end in sight, no hope... Then it might be time to consider filing for bankruptcy. Bankruptcy is a form of debt relief that legally allows a debtor experiencing financial hardship to walk away from or restructure their obligations, providing a second chance to those in need. Banrkuptcy is a serious decision that can provide relief from your obligations but it comes with its own set of costs to your credit and your future that should be understood clearly before you decide if this is the right solution for you.

Bankruptcy Is A Last Resort

There are a variety of long term effecs to filing for bankruptcy that you should be fully aware of before you decide to go bankrupt. Your credit score and ability to get approval for a variety of financial instruments, including credit cards, home loans, car loans, business loans and more. In addition, a variety of other services and products use your credit as a means of evaluating risk and can be impacted. Landlords commonly check your credit when deciding on your viability as a tenant, insurance can adjust rates based on your credit and financial lenders that held balances with you that you walked away from in your bankruptcy can refuse to do business with you for life. In summary, there are far reaching consequences to declaring bankruptcy that should be fully understood before you file.

What Can Be Accomplished By Going Bankrupt

There are two types of bankruptcy, Chapter 7 and Chapter 13, each with their own advantages and disadvantages. Depending on your hardship and financial situation, there are often avenues of bankruptcy law that allow you to protect some of your assets while walking away from a number of your obligations. Recently the bankruptcy code has been changed making it more difficult than ever to navigate a successful bankruptcy, so we strongly suggest you consult a bankruptcy lawyer to discuss your situation directly.

Bankruptcy Alternatives

There are alternatives to bankruptcy even when your back is against the financial wall that you might not be aware of. Please take a look at some of the alternatives to going bankrupt that might apply to your situation and help you avoid filing.

Credit Card Debt Settlement

If you are being burdened by high interest unsecured credit card debt, you may have more leverage than you think. Credit card debt is typically not secured, meaning their are no assets tied to their repayment other than your word and credit score. Find out how you can eliminate up to 70% of your credit card debt without filing for personal bankruptcy.

Debt Consolidation Loans

You might be able to avoid going bankrupt by restructuring your debt through the use of consolidation loans. By extending the terms of your short term debt obligations, you often can reduce your monthly bills by as much as 75% providing instant relief. A new better rate loan that pays off your high interest debt can have you paying more towards reducing what you owe and put more cash in your pocket monthly to get you back on your feet.

If you're serious about finding relief to your current debt situation and ending you're financial obligations... If you are sick of the financial hardship you are into... then you found the right person. I'll make dealing with your bills easy and enjoyable for you... AND NOT BORING!

First, click the link below to get the powerful help you need to deal with money problems now. This will get you the immediate proactive help you need now.

Second, look around my website as there are a number of other resources to help, including industry leading offers, money tips and advice as well as do-it-yourself action plans if you prefer just to know how.

Third, with my advice you can stop bill collectors harassing you financially..You've heard it all before... I get it. But we've helped save MILLIONS already, and know all the 'tricks' in the book to help you get the most that you can.

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Sunday, December 23, 2012

The Best Kept Secret About Life Insurance

Do you love someone enough to spend your hard earned dollars on a life insurance premium -- month after month?

Because the real benefit of a life insurance policy isn't for you. It's for those you love... but after you've gone.

Life insurance is money paid to those who rely on you right now to provide a secure standard of living. They can lose this in a heartbeat.

Life insurance is money when needed the most... with no income tax or publicity.

Buying a life insurance policy is challenging because it isn't an easy subject matter to begin with.

Most people get confused about how it works and whom they can trust enough to make the purchase.

And there's a large number of companies and sales agents all clamoring for your attention.

This article will help to clarify a huge misconception about term life insurance. Also, I'll introduce you to what many knowledgable professionals consider to be the best kept secret in a life insurance policy.

Buy term and invest the difference is a phrase touted by those ... including many life insurance agents ... who have absolutely no idea how much harm it's implementation can cause.

The principle theory is you no longer need life insurance when you reach a certain age such as 55, 60 or 65.

Supposedly your kids have finished school and are doing just fine earning their own income. And you and your spouse are living comfortably on retirement savings and social security.

On the surface and to the naive, this might appear reasonable.

Now, it's easy to pick apart this hypothesis, but let's focus instead on the real problem with this scenario.

We are living longer than ever before. We may not be enjoying it very much due to poor health but, nevertheless, we're hanging on.

Life insurance companies know this better than anyone. In fact, most of them now use age 115 has a factor when calculating life insurance policy premiums.

You hear about retirees who are forced to find work at McDonald's or Wal-Mart. Have you ever joined a seniors chat room on the Internet and witnessed the concerns most of them have about running out of money before they die?

Many of these seniors are frightened to death. And what about the millions of babyboomers right behind them.

An intelligently purchased life insurance policy can be the saving grace for those you love the most.

Now, let me set the record straight. I have nothing against term life insurance. For over 24 years I've personally sold millions of dollars worth.

What bothers me ... and what I believe to be criminal ... is when term life insurance is sold under false pretenses.

Let's use a simple example.

A 35 year old nonsmoking male in excellent health can buy a 0,000 term life insurance policy for about 0 per year.

The premium is guaranteed to be 0 for 30 years. Some companies will be a little cheaper and some a little more expensive.

The buy term and invest the difference advocate would compare this to a 0,000 whole life insurance policy at ,650 per year. Once again, some companies will be higher and some lower.

Theoretically, you have ,950 to invest each year for 30 years. I say theoretically because in the real world you would never consistently invest ,950 each year.

Not the same way you would commit to a life insurance policy premium.

How do I know this? Call it human nature based on lots of experience.

But, let's give you the benefit of the doubt and say you actually do invest according to this hypothetical plan. What rate of return are you going to make over 30 years? 5% ... 8% ... 10 percent?

By the way, this question opens up another can of worms. The psychology of investing. But, we'll save that controversy for another time.

For arguments sake let's assume you get an 8% compounded rate of return each year for 30 years. This comes to 0,920.41.

Okay... so now you're 65 years old and you have 0,920.41. But guess what?

When you reach 66 your 0,000 term life insurance policy will lapse without value because the annual premium becomes ,180.

Yep, you read that right! It jumps from 0 to over 21 thousand dollars.

At age 70, it's ,430. At age 75, it's ,970.

There's no way on earth you'll pay this premium. Problem is... you aren't dead yet!

You have paid ,000 over a 30 year timeframe to have a 0,000 life insurance policy during a period of time when the odds are you would never die anyway.

Under normal circumstances you will die somewhere around age 80 -- give or take. Your loved one's investment account still won't be worth 0,000.

What's more, she will have to pay income tax on the investment gains. Remember, life insurance proceeds are income tax free.

Permit me to repeat myself. I am not against term life insurance ... as long it's purchased with an eye towards the reality of future expectations.

If your term life insurance policy is issued by a highly rated company with a broad selection of products, you will have ample opportunity to convert the term into something more permanent over the course of the 30 years in our example.

Keep in mind your age determines the length of time the term policy will have a guaranteed level premium.

You may not be able to get more than a 10 year guarantee if you are over 50 years of age.

So, exactly what is the best kept secret in a life insurance policy?

It is a universal life insurance policy that guarantees the death benefit regardless of investment performance.

Universal life is the most flexible type of policy on the market. The premium is higher than term, but lower than whole life. There are several on the market, so you must be careful.

If you decide to buy term because of budget constraints, then be certain to buy from a company that also offers universal life.

This gives you the chance to slowly convert the term into universal with the same company over the length of the term guarantee.

As your budget permits convert term into universal.

One word of caution. Long term interest rates are critical to the performance of universal life insurance.

Because they've been depressed for several years and will likely continue so, you must get the universal life with an unconditional death benefit guarantee.

Here's an example using our 30 year old male. The 0,000 universal life insurance policy premium is ,871 per year. This compares with the already discussed 0 term and ,650 whole life premiums.

Let's say you really do decide life insurance isn't important when you reach 65. By that time, you would have paid ,130 in total premiums.

Down a rat hole like the term plan? Nope!

The cash surrender value would be at least ,501. It might well be over 0,000 based on the actual competitive interest rates credited to the policy over the 30 years.

When you buy the right type of universal life you guarantee the death benefit for as long as necessary... plus you have the ability to recover your expense if you wish to cash it in.

You can benefit from the best of both worlds when you use the best kept secret in a life insurance policy.

Sunday, December 9, 2012

Political Internet Marketing, Social Media Marketing

Political Internet Marketing, Visibility and Social Media Marketing Strategies for Politicians, Lobbyist, Activist and Fund Raisers by Trent Partridge of Politics280.com

Creating Internet Visibility is a critical goal of Political Internet Marketing. You need to make sure you are on as many influential, popular and niche websites as possible.

You also need to be using key tactics and strategies that will increase your Political Internet Marketing success: Social Network Aggregation, Social Media Optimization, Online Political Brand Identity, Political Feed Aggregation, Search Engine Optimization, VideoSEO, Profile Optimization, Political Search Reputation, Internet Legacy Building, RSS Tactics and many more.

Its Not In Our Budget
The days of 'Its not really in our budget is over.' Political Internet Marketing is here to stay and it is becoming more powerful by the minute. Ron Paul raises Million dollars in 24 hours; Barack Obama essentially wins his Presidency with aggressive and smart Internet Marketing strategies. You cannot run for office, lobby, fund raise without some sort of aggressive Political Internet Marketing and Social Media Marketing strategy.

Your Political Internet Marketing Goals Should Be To:
-Get your winning message out (Influence)
-Make sure you are on a wide variety of websites (30 Minimum)
-Control your online message and reputation (Critical)
-Continue to identify key websites (Growth)

When you are marketing online you cannot have accounts only on Facebook, Twitter, YouTube, Digg and Jumptags. You will not be maximizing your Internet Visibility by being on 5 websites. I have maintained a theory from my early days on the Internet; you have to be on as many web spaces as possible. I would never set up any of my clients in any industry with 8 to 10 accounts and call that Internet Marketing Visibility. Internet and Social Media Marketing professionals like myself were creating multiple social accounts years ago. Being on 8 to 10 websites back then seemed like a small number. But now with the amount of social, niche and community websites on the web 8 to 10 websites is just not cutting it.

The media hypes a few websites (Twitter, Facebook and YouTube) like they are the only ones that matter. But there are thousands of important websites that have millions of members on them. Obviously you cannot reach all of them but you have to tackle a few. Once you understand that everyone isn't going to like the popular hyped websites then you will expand your Internet Visibility reach.

What people are saying:
-Facebook too many people promoting would rather be on Ning
-Twitter just doesn't do it would rather be on FriendFeed
-Tagged is too young baby boomers would rather be on EONS
-I like Facebook but also enjoy targeted sites like Glee, MiGente, BlackVoices

How important is your Internet Marketing Campaign?

Traditional Media Outweighed by Digital Published by SocNets.

Most Popular Media for 2010:

* Email, with 56.8% realistically planning to use it
* Social networks, at 56.3%
* Keyword search (49.7%)
* Radio (42.2%)
* Magazines (42.1%)
* Online display (40.5%)
* Event sponsorship (36.9%)
* Rich media display (35.5%)
* Direct mail (34.7%)
* Regional TV (32.8%)
* Regional newspapers (31.7%)
* Out-of-home (31.2%)
* Email sponsorship (29.5%)
* Online video (26.7%)
* Mobile SMS text (26.1%)
* National TV (18.2%)
* National newspapers (14.8%)

Obviously if you do not have a real strong Internet or Social Media Marketing presence you can possibly lose a race or not be able to effectively market your message.

Top Internet Marketing Opportunities:
1. Video Sharing - YouTube, DailyMotion
2. Social Bookmarking - Diigo, Spotback
3. Social News - Mixx, StumbleUpon, Digg
4. Photo Sharing - TinyPic, PhotoBucket
5. Podcast Audio - Odeo, AmigoFish
6. Podcast Video - PodBean, Mevio
7. Blogs - Wordpress, Blogger
8. Microblogs - Tumblr, Indenti
9. Feed Aggregators - Feedage, RSS
10. RSS Directories - Google, BlogCatalog
11. Online Press Releases - PRWeb, PRLog
12. Article - GoArticles, EzineArticles
13. PPC - Google Adwords, MSN/Bing AdExcellnce
14. Email Marketing
15. Banners - Fox, MSNBC

I gave two examples of each category but there are thousands for each one. If you are serious about any type of marketing you must touch on all of these.

Where are you in the Political Internet Marketing Landscape?

Beginner (3 to 5 websites) The media has hyped us on Twitter, Facebook and YouTube so much that for many lobbyist, politicians and activist the buck stops there. These three websites are great intro websites and I do recommend them as great starting points. But do not stop here!

Intermediate (6 to 12 websites) This person uses the above 3 and includes sites like Flickr, Digg, Linked, Daily Motion and Yahoo Video. The key here is that you have an Internet presence. However you might not have the activity required for a successful campaign.

Winner (13 to 20 websites) This is a real nice spot especially if you are in the 20 website range. Usually these people want daily message aggregation and their same message sent out to many websites. They are on Utterli, Indenti, LiveJournal, Tumblr and 4 to 5 video websites

Champion (21 to 40) If you are in a competitive race or trying to get your message out daily to people on 30 plus websites then this is definitely a must for you. You will be on social media sites like Mister-Wong, Diigo, Flurl, Mixx, Hi5, and 10 video websites. They key to Champions is their message is sent out fast and furious for immediate Internet Visibility.

Dominator (41 to 60) At this level your goal is to dominate text and video websites. Clevver, Clipmoon, VSocial, YouAre, Vidlife are a few of the 30 plus video sites you will have videos posted. Your goal is online visual visibility along with traditional Internet Visibility. A lobbyist, politician or activist who signs up for this type of program clearly wants to dominate the narrative online.

Message King (61 to 80+) When you are at this level you are truly going for the gusto. You will have guaranteed internet impact and your message will be passed virally.

Super Bowl (81 to 140) Clients who we have worked with in this arena just want no excuse for not getting their intended message out. They believe in maximizing their chances of winning by all means necessary.

Why Not?
I get emails, articles and video from politicians, lobbyist, fund raisers and activist all the time and I can tell they are not maximizing exposure. If you have a message and you are trying to get it to the masses local, regional or global why are you not taking advantage of the opportunities that are out there? Why are you not consulting with a Political Internet Marketer to help you plan your online strategy? If you have a budget why isn't a Political Internet Marketer on your team? If you do not know about Political Internet Marketing why do you not set up training or advanced training?

Political Internet Marketing
If you don't make a serious effort to grasp Political Internet Marketing trust me your competitors will. The Internet moves fast! The tactics you were using last year might not be the same three months later. New and improved strategies, software and methodologies happen every day online. You have to be on top of Political Internet Marketing or you fall behind. I highly recommend hiring a Political Internet Marketing strategist, consultant or seek beginning or advance training.

Feel free to contact me anytime I would be happy to talk to you about your own Internet and Social Media Marketing strategies.

Continued success,

Trent Partridge

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Trent Partridge is a national speaker, trainer and author on the subjects of Internet Marketing and Social Media Marketing. Trent wrote 'Internet Marketing for Music Artist, Models and Entertainers, The MyPropFolio Internet Marketing Workbook' and was a contributing writer for 'Be a Real Estate Heavyweight.' Trent's team at Politics280.com is certified in Google Adwords, Google Analytics, Microsoft AdExcellence, Yahoo Ambassador, WebCEO and Search Engine Optimization. Trent's company Politics280.com helps businesses and individuals with Internet Marketing, Social Media Marketing, eGovernance Initiatives, Political Internet Marketing, Internet Visibility, Internet Legacy, Social Media Aggregation, Video Internet Marketing, Reputation Management, Online Identity, Internet Crisis, Search Engine Optimization, Pay Per Clicks, Analytics, Brand Strategy, Online Public Relations, Feed Aggregation, Podcast Audio/Video, Article Marketing, RSS Feeds, Fund Raising, Lobbying Initiatives and so much more.
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Trent Partridge
Politics280.com

Thursday, December 6, 2012

Real US Made Basketball Shoes? You've Got to be Kidding!

My faithful pair of basketball shoes was wearing a little thin so I reluctantly decided it was time to replace them. Being concerned about what outsourcing has been doing to the US economy I resolved that I would replace my old Reeboks (which were made in Korea) with a pair of real and 100% genuine "Made in USA" basketball shoes. During the process I wanted to stay out of the clutches of the scammers and spammers who were selling fake replica shoes.



First I went online and looked at the dazzling array of beautiful new court shoes available, but there was no indication of where these might have been made so off I went to Google. There I soon found out that all of big brand shoes such as Big N ( you know who I mean the king of shoes which made over a billion dollars profit last year) were made overseas, that the labor practices in their overseas plants appeared to be less than desirable, and that the foreign operations of a number of U.S. shoe companies left a lot to be desired.



From there I decided to try the Mall and started looking at the labels of all the brand name basketball shoes - "Made in VietNam", "Made in Korea", Made in China", "Made in Thailand", "Made in Indonesia" and "Made in Brazil". Not a single pair "Made in USA". This didn't seem to help much so I turned to the hovering clerk and asked if she had any Made in USA shoes. That question seemed to bewilder her, so I asked clerks in other stores and those who were not stunned by this question told me that there was no such thing as an American made basketball shoe, with the possible exception of Chuck Taylors. I was soon to find out that even manufacture of these stalwarts was moved overseas when Nike bought out Converse in 2003.



I went back home perplexed and a bit disappointed but resolved to go straight to the horse's mouth, so I started calling the corporate headquarters of some of the major US shoe manufacturers to get the real story.



Nike told me that they were still manufacturing in Indonesia "and lots of other countries in that region", and that "it was not economically feasible to manufacture in the United States". This is the same company that made a profit of over 0 million in the third quarter of 2007 alone?



The nice lady at L.A. Gear seemed a bit surprised when I asked if their shoes were made in USA but told me that their shoes were made in Brazil and several countries in Asia.



Being nothing if not stubborn, I kept the phone warm and called Reebok but all I was told was that "All of our shoes are made somewhere outside of the United States". When I told this lady that I was concerned with shoes being manufactured in deplorable conditions overseas she sent me a very nice brochure which assured me that their shoes were manufactured under circumstances "appropriate in light of national practices and conditions". Several calls later I found that these countries were China, Thailand, Indonesia, Korea, and the Philippines.



Sigh! K-Swiss shoes would only say that they manufactured "offshore" but when I called New Balance I was told that 70% of their shoes are made in the United States, with the remaining 30% made in Europe and Asia. Sadly none of their shoes seemed to fit my needs.



Somewhat discouraged I sat down and thought about it for a bit. How much does it matter I wondered? How easily do principles give way to the need for better ankle support, brand loyalty, fashion or for better pricing? What's all this flap about foreign made replica shoes? Are all the shoes sold online fakes since they are all made overseas? How can I tell if an online shoe site is selling fake replicas or the genuine real thing? Does it really matter so long as the shoes are good? What exactly is a fake and what is real or genuine?



So I decided to join the crowd and went back online and found a nice pair of basketball shoes from a company called kicksbay.com. They probably were not made in USA but the price was right, the shoes were delivered on time, they fit well and seem to be just as good as my old Reeboks on the court. Their customer service was helpful and I will probably buy from them next time, even if I wish I could find a pair of Made in USA basketball shoes.



And now I am having a hard rethink about all the fuss the big manufactures are making over "fake or replica" shoes. Is a pair of shoes that came out of the same factory that produces Nikes or Addidas' shoes just as good as the "genuine real thing" or are the high prices we are paying only to support the billion dollar profits some of these companies are making? It is food for thought and maybe more articles.

Wednesday, December 5, 2012

Working Capital Finance and Identifying Dead Banks Walking

With virtually any conceivable commercial financing situation, it should be beneficial for commercial borrowers to understand what constitutes a "Dead Bank Walking" and what they should do about it if they are in fact working with a "Zombie Bank". Ultimately it is not likely to be in the best interest of a business owner to have extensive involvement with any of the banks which these terms describe accurately. Although recent discussions using these colorful terms have an element of entertainment and humor, there is a practical aspect as well. The impact for commercial loans can be far-reaching because the terms zombie banks and dead banks walking have been applied recently to quite a few commercial banks.

For any business owner currently needing a commercial loan or working capital financing, the concept of "Dead Banks Walking" is likely to be an essential part of their decision. This description has been used by several sources recently, all with a similar reference point of banks which have already gone broke. This critical but apparently accurate assessment is largely derived from a straightforward net worth approach. Such an analysis recognizes that many banks have substantial assets which are either worthless or at least worth well below the values reflected on their books, with the resulting real current value being less than the current debts of many banks.

Based on the evaluation of many observers who have realistically reviewed current asset values, most of the largest banks in the United States been shown to be worth even less than Lehman Brothers (which is already in bankruptcy). Many banks have compounded their public relations nightmare by demonstrating very little common sense in how they make commercial loans and spend money. If a bank is already worthless, it certainly calls into question how businesses and commercial borrowers will benefit by the government throwing money at these "zombie banks" in the first place. The failure of most banks to increase their commercial lending to business owners after receiving government bailout funds has fueled the controversy involving bank survival. Banks who have received bailout funds appear to be determined to hoard the money in order to preserve their own solvency rather than providing commercial finance funding to commercial borrowers.

This raises several questions. The emerging consensus is that giving otherwise bankrupt companies (the dead banks walking) more cash does little more than cover the internal operating expenses for the zombie banks.

First, should we really believe that a bank should be "saved" simply because it is so large? For those suggesting that there would be a crisis of confidence if the three or four largest banks in the United States were taken over because they are insolvent, there appears to be a growing majority of the public which would suggest that these banks have already lost too much good faith to ever recover.

Second, is there a better way to solve the problem than giving insolvent banks more money? George Soros and others have recently described in detail how other banking systems have successfully handled mortgage financing. Even though residential and commercial real estate loans are thought to be at the heart of the current crisis, there is no real effort underway to revise this approach.

Third, how long will it take the government to solve the problem and can business owners afford to wait? Although waiting a few weeks or even several months might be viable for a practical solution which results in needed commercial loans, the current logjam impacting business finance funding shows little evidence of subsiding that quickly. Prudent commercial borrowers should seek alternative sources for essential working capital financing such as business cash advances. In case it is not obvious from the discussion above, dead banks walking and zombie banks can be avoided when seeking new commercial financing.

Monday, December 3, 2012

Real Estate Recipe Postcards - Do They Work?

Are real estate recipe postcards a "delicious dish" for postcard marketing success, or are they a waste of time and money?

Only the individual marketer can answer that question with any finality. The answer will come from experimentation and testing with various postcard marketing tactics, comparing one strategy against another, etc. But I'd be happy to give my take on the subject, based on the time I spent working in the postcard marketing industry.

What's a Real Estate Recipe Postcard?
Let's start with a quick definition, just so we're on the same page. A real estate recipe postcard is a marketing postcard sent from a real estate agent to their audience (usually homeowners and potential home buyers). On one side of the postcard, there's a picture of a tasty dish with the recipe listed out. You know, chili con carne, bananas foster ... that sort of thing.

On the other side of the recipe postcard, the agent will list his or her contact info with some form of "Call me when you need help" message. The basic premise is that the recipient likes the recipe so much -- or finds the postcard so thoughtful -- that they dial up the agent and say, "Will you help me buy / sell a home?"

I know, it's a bit of a stretch. But that's how real estate recipe postcards are supposed to work. The question is, do they work that way? An even better question is, how do the response rates from a real estate recipe postcard stack up against a postcard that makes a powerful offer and employs proven strategies of direct mail marketing?

To my knowledge, there has never been any study on the effectiveness of real estate recipe postcards (when compared to a different form of real estate postcard). Sure, you'll find a handful of testimonials here and there, and perhaps some "Use real estate recipe postcards!" promotional copy on a postcard company's website ... but that's probably it.

So here's my take on the subject, based on my professional experience with both postcard marketing in general and real estate marketing in particular.

Me personally, I wouldn't spend a dime on real estate recipe postcards. And do you want to know why? Because while a real estate recipe postcard might produce one response out of a thousands mailers, there are ways to get much better response rates. You know ... those tried-and-true postcard marketing techniques, like making an offer of some kind.

There are also ways to combine the real estate postcard with an informational website, thereby creating a "super card" that can improve the success of both marketing channels. In short, I believe there are much stronger approaches to real estate postcard marketing than simply slapping on a recipe and waiting for the phone to ring. But that's just me.

* You may republish this article online if you retain the author's byline and active hyperlinks below. Copyright 2007, Brandon Cornett.

Friday, November 30, 2012

Boresha Coffee Review - MLM Coffee, Or Something Better?

I typed up this Boresha Coffee review to provide you with the real facts and give you my personal take as to why this company is going to take advantage of an extremely popular trend occuring right now. So if you just want to buy the coffee and reap the health benefits, or you would prefer to participate in this business, the following review will give you vital information you need to know about Boresha Coffee.

The Company

Boresha Coffee was created by a team of professionals with over 90 years of collective experience in the fields of business, marketing, finance, biochemistry and nutrition. The company has been in existence a little under 3 years and at the time this article is being written has over 9,000 active members.

The Product

The product is coffeee. Coffee is the most consumed liquid, next to water, and is approximately a billion worldwide industry annually, with over 400 billion cups consumed each year. This is the ideal product to sell, considering the overall demand.

Boresha's coffee is composed of one of the more superior species of coffee, Arabica. The coffee is Fair Trade Certified which supports environmentally sustainable farming and production and is grown in the most ideal climate and regions.

This is no ordinary coffee though. Boresha's coffee includes a fat burning thermogenic ingredient, buffered caffeine and a much lower glycemic index compared to other coffees. These added ingredients promote weight loss and are scientifically proven to burn fat, instead of storing it in the body.

The coffee you can buy from Boresha ranges in price. You can purchase 10-day B Skinny kits for .95-49.90 and 30 day kits for around 0. The company also offers combo packs, sweeteners, teas and private estate coffee at competitive prices.

The Business

Boresha Coffee not only sells coffee, it gives anyone, regardless of experience, the opportunity to earn a full or part time. In a business such as network marketing you are rewared for you and your team's performance. Network marketing makes up million in sales in the U.S. alone and around 0 billion worldwide. By moving product through this model Boresha Coffee not only eliminates most intermediary costs, but can pay out more to their sales force.

As a Boresha Coffee distributor you can earn commissions based upon the amount of coffee volume you sell each month and also by the volume your team creates. You will also get paid for any new distributor you enroll into your team. The price to join Boresha is , with a annual renewal fee. You must have a personal sales volume of 50 to be eligible for compensation.

Timing

The timing with this company is prime. The market is very large and their is a huge consumer demand for this product. From a business aspect, more and more people are looking for new ways to create additional income and network marketing is that vehicle. Over 200,000 people are enrolling in network marketing companies and this industry is seeing some of it's highest growth periods ever. Multiple five and six figure incomes are being created in a matter of months and I firmly believe that this company is positioned to change a lot of lives through the product and the payout.

My Personal Review

From someone who has made money in direct sales and network marketing I think this company is absolutely fantastic! I don't work with the company, but I do sincerely believe that many people will earn a lot of money because of the product. I mean let's just look at the facts - the coffee industry, worldwide, is huge, there is a massive demand for it and people would love to drink healthier coffee that promotes weight loss. Plus, people can have the coffee delivered to them and pay much less compared to spending money everyday at their local coffee shop.

I would have to say this type of company makes sense. But that decision is totally up to you. I would like to thank you for reading this Boresha Coffee review and I hope that it has answered your questions.

If you still want to talk to someone about Boresha call Lori at (484) 948-8291 or email her at She will be happy to answer your questions about Boresha Coffee.